Testimonials

Roofer:

“We have been in business for over 30 years. In 30 years, all we had and all we knew is State Fund Insurance for our Workers Compensation Insurance. One day we get a call from Chris at Coastal Work Comp Brokers and he explain that their program can get me OUT OF SATE FUND and put me with an “A” rated insurance carrier. With their program, I pay as I go, no more State Fund, no more audits and best of all, I was paying 31.7% for 5552 class code and they were able to drop it to 17.1% even when I have losses. This is the best move I did in 30 years. I can’t recommend them enough.”

Janitorial:

“I own a small business with 15 employees. I always thought that State Fund is my only option! Michael at Coastal Work Comp Brokers showed me an alternative to State Fund.

They got me in with an “A” carrier, and I pay as I go with no more State Fund audits. They were able to save me over 32% on 9014 class code Work Comp premium. I could not believe it at first until I ran my first payroll!”

Doug Pham- President with A1 Armor Janitorial- Chicago, Il

 

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Tree Trimmers:

“Who thought that there is a better option than State Fund! I always thought that I’m stuck with State Fund and paying high Premiums. And I specially hated the audits. They took so much of my time, plus my business was in a growth stage and I ended up owing over $19,000 when I did my audit. Coastal Work Comp offered me a lower premium on the class code of  0106 by 36%. Also with their pay as you go program, I don’t ever have to deal with an audit ever again”

Home Health:

“Home Health Workers Compensation is one of the most difficult and expensive class codes in the country. Not with Coastal Work Comp Brokers. We have over 100 employees and they were able to save us over $103,000 on our Workers Compensation Insurance premium. And we got 1. Free payroll Services, Free Human Resources Consulting, free Risk & Safety Consulting and much more.  We also pay as we go and we don’t have to deal with the nightmare of audits.”

Cannabis:

“Home Health Workers Compensation is one of the most difficult and expensive class codes in the country. Not with Coastal Work Comp Brokers. We have over 100 employees and they were able to save us over $103,000 on our Workers Compensation Insurance premium. And we got 1. Free payroll Services, Free Human Resources Consulting, free Risk & Safety Consulting and much more.  We also pay as we go and we don’t have to deal with the nightmare of audits.”

Trucking:

“We operate in California and with the new AB5 Law that became affective 1/1/2020 we had no choice but to get Workers Compensation Insurance. Since we never had Workers Compensation coverage, we are considered a new venture.  No one but State Fund would touch us. My wife found Coastal Work Comp Brokers online and they were very friendly and explain their program step by step. Trucking is one of the most expensive class codes out there but they got us 29% cheaper than State Fund. This is truly a blessing because with State Fund rates, I was not sure if we can still be in business.”

Construction Contractor:

“WOW!!!!! I was with State Fund. No one would insure me do to the fact I have few losses. Coastal Work Comp Brokers, got me out of State Fund and they saved me over $45,000 a year on my Workers Compensation Insurance Premium. They also offer free Human resources and Risk Consulting so I can stay up to date with Federal and State regulations and get OSHA off my back.”

Josh Hammer- CEO with All American Construction and Building Services, Buffalo, NY

Carpentry:

“With carpentry class code and I had few losses, my business was having a hard time growing. State Fund is very expensive and their customer service really sucks. There audits were very stressful. Chris from Coastal Work Comp Brokers called and offered me a better, cheaper and more attractive alternative. Pay as you go program, no audits and they saved me over 40% off my Workers Comp premium. I have been with them for almost 2 years and now with all the extra money I’m saving on my Workers Comp, my business is booming and I will be opening a second location by the end of the year.”

Staffing Agency:

“I have always herd of programs out there are much cheaper than State Fund however, I never knew where to look. We now been with Coastal Work Comp Brokers for over three years and are very pleased with all the services they offer on top of cheaper Workers Compensation Insurance Premium. They saved us around 30%!!! Our company is much more profitable and we get free Human Resources Consulting.”

Bars and Restaurant:

“I have been with ADP Total Source for more than 10 years. I was really happy with them until I found out they were outragedly expensive. Coastal Work Comp Brokers slashed my rates by 39%.  At first I thought it was a joke until I seen the contract! Good thing I had an open mind and gave them a shot to price me out.!”

Hotel/ Motel:

“after being in business for 12 years, my partner decided to shop and see if there are other options for workers compensation insurance. He stumbled over Coastal Work Comp Brokers out of Los Angeles, California. We have never heard of a large verity of Work Comp carriers that will look into our type of business.  Once they explained the program to us, they gave us few options to choose from. They were able to drop our premium by $31,961.00. We were shocked!!! And they got us in pay as you go program which is so much better because with our business being up and down, we never have an accurate payroll amount.”

Roofer:

“I have talked to so many roofers in my industry about how to reduce the cost of Workers Compensation Insurance and if there is an alternative to State Fund. No one know except for my buddy Tony. He told me that he was working with Coastal Work Comp for few years and they got him out of State Fund and into an “A” rated carrier. He is told me that they saved him over $128,000 a year on Workers Comp premium and he is on pay as you go program. So I decided to call them and sure enough, within few days after I sent them my loss runs they were able to save me of 40% on my premium. I was really shocked. I told all by buddies in the roofing industry about them and they were able to save every single one of them money on their workers comp insurance premium.”