If you work for an Indiana staffing agency, CoastalWorkComp can help you with worker’s compensation.
The staffing business in Indiana is thriving and matches qualified people with a wide range of job opportunities. But because the job market is always changing, one thing that staffing services always have to worry about is workers compensation for staffing agencies. It can feel like going into a maze to figure out how to get this important insurance. Don’t worry, CoastalWorkComp is here to help you find your way.
Just why worker’s comp is important for staffing firms
By law, every business in Indiana, even hiring firms, must have worker’s compensation insurance. It keeps your business and the people you hired safe if they get sick or hurt at work.
How to Understand the Basics of Indiana’s Worker’s Compensation
What Are Covered and Excluded Workers?
Covered: Most full-time, part-time, temporary, and contract workers that your business places are covered.
Not covered: Volunteers and independent workers usually aren’t.
2. Poisons and injuries that need to be reported:
The Indiana Workers’ Compensation Board (WCB) needs to know about any illness or injury at work that causes missed workdays, medical care, or limited duty.
3. The benefits are:
Medical bills: Pay for all the medical care you need for the illness or accident you got at work.
Lost wages: If a worker gets sick or hurt and can’t work, some of their average weekly wage is given to them.
Benefits for people with disabilities: If you are permanently disabled, you may get money based on how bad your accident was.
Problems that staffing firms and workers’ compensation often face
1. Classification Trouble: For insurance rates to be accurate, placed workers must be correctly classified based on their job tasks. Misclassification can lead to fines and reports.
2. Reporting on time: Reporting injuries and sickness right away makes sure that claims are processed quickly and prevents problems that could happen.
3. Handling Several Claims: Taking care of claims for workers who have been put at different companies requires organization and good communication.
If you need help with worker’s compensation, CoastalWorkComp is here to help.
We at CoastalWorkComp know that worker’s compensation can be hard for staffing agencies in certain ways. We provide a wide range of services to give you the power to:
1. Talking to an expert: Our team of skilled workers can help you with things like compliance, classification, and managing claims.
2. Insurance Plans That Fit Your Needs: We work with major insurance companies to get your agency worker’s compensation plans at prices that are competitive and fit its needs.
3. Help with Claims Administration: We help you file claims, keep track of papers, and talk to the WCB on your behalf.
4. Strategies for managing risk: We help people take proactive steps to stop accidents at work and lower the costs of claims.
5. Support for ongoing compliance: We stay up to date on the laws and rules that affect your business, so we can make sure it stays in line all year.
Put money into peace of mind with CoastalWorkComp
In a competitive market, your staffing service needs to put worker safety and compliance first. When you work with CoastalWorkComp, they take care of everything, so you can focus on what’s important: matching your clients with the right people to work for them.
Conclusion: Feel confident as you make your way through the Worker’s Comp Maze
Laws about worker’s compensation don’t have to be scary and hard to understand. You can confidently find your way around with CoastalWorkComp by your side. We have the knowledge, support, and unique solutions you need to protect your placed workers and make sure your agency stays healthy. Talk to us today for a free session, and we’ll help you build a better future without having to worry about worker’s compensation.
